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What’s the best route to becoming a solo financial advisor? Not a business plan, argues iSchool professor in a recent Financial Times article, but rather living off savings, studying, and a firm understanding of the task.

“If you’re not sure that you can bring a brand that will [create] sufficient revenue to support your company, you probably aren’t cut out to be a free-standing financial advisor,” Schramm said. Read that and more from Financial Times here: